The Importance of a Home Warranty

A home warranty is important to protect yourself, your home, and your money. Here’s how a home warranty can help you out.

Keyword(s): home warranty

Looking to buy a home in the Granbury area? Want to arrive in your new living space with tranquility and the absence of worry?

Then considering a home warranty would be a wise decision.

We know Granbury, and we want to ensure you are set up for a smooth move in this lovely slice of paradise. And by understanding the concept of a home warranty–and utilizing its advantages–then that transition can be made effortlessly.

This article is all about home warranties in Granbury and how you can benefit from them.

What Is a Home Warranty?

Many things come with a warranty; phones, laptops, tablets, etc. So doesn’t it make sense to have one for the biggest purchase you’ll most likely make in your entire life?

At Granbury Realty, we want you to be armed with the right information so you can make an informed choice with your home warranty.

When you buy a home–old or new–chances are you’ll be presented with one of these agreements.

In its simplest form, it’s a contract between a home warranty company and a homeowner (you) that offers monetary protection–to the homeowner–in the event that any appliances or systems should break down and need repair.

Home warranties are especially useful if a home has failed an inspection. And this is why it’s paramount that you ensure a thorough inspection is conducted on your potential home first.

What Do Home Warranties Cover?

It’s important to note that home warranties are not the same as insurance. Home insurance covers the destruction of property caused by factors such as fires, vandalism, storm damage, etc.

While home warranties cover damages that incur from wear and tear to the homes’ vital units. Things such as your stove, refrigerator, HVAC, plumbing and electrical systems, etc.

The coverage is dependent on the type of plan you choose.

Basic warranties will provide fundamental protection–but for an additional cost–you can add broader coverage over a wider scope of your home’s components.

What Does a Home Warranty Cost?

Generally speaking, a home warranty is usually a few hundred dollars a year. It can be paid upfront or through a payment plan with monthly installments.

Factors such as the age of a home (unless brand new), as well as the size of the home (unless more than 5000ft), don’t impact the final price of the warranty.

Benefits of a Home Warranty

As your Granbury realtors, it’s important to us that you’re aware of the benefits that are available to you via a home warranty. Here are a few of the advantages.

Reassurance – If you have limited information about the home, warranties can give you more confidence and self-assuredness
Safety Net – If you burned through your savings with the downpayment, a warranty can be a great way to avoid unexpected expenses if something breaks down
Ease and Comfort – You can rest easy knowing if anything does go hay-wire, that you’re just one call away from a technician who can solve the issue quickly

Ask Questions Today

We hope this article has provided you with some insights into the benefits of a home warranty. But if you still need more information, don’t hesitate to ask questions.

If there’s anything on your mind that you’d like answers to regarding home warranties in the Granbury area, please let us know.

We’re always happy to hear from you and are excited to help.

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